Pennsylvania Effective December 7, 2024, Pennsylvania will be adding licensing and training requirements for resident and nonresident insurance producers related to pet insurance.
Pet insurance producers must be appropriately licensed and complete the required training in order to sell, solicit, or negotiate a pet insurance policy or related product.
A pet insurer must ensure that its insurance producers are trained on:
-The topics discussed below; and
-The coverages and conditions of its pet insurance policies and related products.
The training must include information on:
-Pets' preexisting conditions and waiting periods;
-The differences between pet insurance and non insurance wellness programs;
-Pets' hereditary disorders, congenital anomalies or disorders, and chronic conditions, and how pet insurance policies interact with those conditions or disorders; and
-Rating, underwriting, renewal, and other related administrative topics.
-Satisfaction of substantially similar training requirements in another state will satisfy Pennsylvania's training requirements.
